Welcome to Policy Smadhan

we have attempted to provide you an easy and single point access to information about several welfare schemes of the Government.

Government Policies

Indian Government, at all levels, announces Welfare Schemes for a cross section of the society from time to time. These schemes could be either Central, State specific or a joint collaboration between the Centre and the States. In this section, we have attempted to provide you an easy and single point access to information about several welfare schemes of the Government and their various aspects including eligible beneficiaries, types of benefits, scheme details etc.

Pradhan Mantri Krishi Sinchayee Yojana

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Launched on 1st July, 2015 with the motto of "Har Khet Ko Paani", the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) is being implemented to expand cultivated area with assured irrigation, reduce wastage of water and improve water use efficiency. PMKSY not only focuses on creating sources for assured irrigation, but also creating protective irrigation by harnessing rain water at micro level through "Jal Sanchay" and "Jal Sinchan". Micro irrigation is also incentivized through subsidy to ensure "Per drop-More crop".

PMKSY will be supervised and monitored by an Inter-Ministerial National Steering Committee (NSC) will be constituted under the Chairmanship of Prime Minister with Union Ministers from concerned Ministries. A National Executive Committee (NEC) will be constituted under the Chairmanship of Vice Chairman, NITI Aayog to oversee programme implementation, allocation of resources, inter ministerial coordination, monitoring & performance assessment, addressing administrative issues etc.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

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Pradhan Mantri Fasal Bima Yojana (PMFBY) scheme was launched in India by Ministry of Agriculture & Farmers welfare, New Delhi from Kharif 2016 season onwards. National Insurance Company started participating in PMFBY from Rabi 2016 onwards and covered 8 States and 2 Union Territories during the past 5 seasons namely, Rabi 2016-17, Kharif & Rabi 2017 and Kharif & Rabi 2018 covering 70,27,637 farmers.

Farmers share of premium is Rs. 453 crores and with subsidy from State/Central Govts RS.1909 Crores, gross Premium is Rs.2362 Crores for the 5 seasons together. Whilst the claims of Kharif 18 and Rabi 18 are under process, we have closed the first 3 seasons with a gross premium amount of Rs.1804 Crores collected from 35,22,616 farmers and claims to the tune of Rs.1703 crores were paid, by which 17,66,455 no of farmers benefited, which shows almost 50% of the farmers insured were benefitted.

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

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As per the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) of 2005, 100 days of employment is guaranteed to any rural household adult who is willing to do unskilled manual work in a financial year. The Act addresses the working people and their fundamental right to live life with dignity. If a person does not get a job within 15 days, he is eligible for getting unemployment allowance.

National Rural Employment Guarantee Act (NREGA) also highlights the importance of basic right to work. Amendments have been introduced to this act to minimize corruption in the scheme. MGNREGA has covered more than 700 districts in India. Also, there are currently more than 14.8 crore MGNREGA cards that have been issued in the country, and in total of 28 crore individuals have reaped the benefits of this scheme in the year 2020-21.

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Launched on 25 December 2000 by then Prime Minister Atal Bihari Vajpayee, the scheme aims at enhancing rural road connectivity. This scheme provides connectivity to the habitations with less or no connectivity at all and helps in poverty reduction by promoting access to economic and social services. This ensures sustainable poverty reduction in the long run as people get an opportunity to get connected with the rest of the world. The scheme has been benefiting several villagers and is helping them lead better lives.

Nearly 82% of roads have been built till December 2017 which have successfully connected several rural areas to cities. Earlier, the scheme was funded only by the central government but after the recommendation of 14th Finance Commission report the expense is shared by both state and central government. According to the current data provided on the PMGSY website, under the scheme the government has completed length of 705,179 km, and a total of 1,69,129 roads were completed.

Pradhan Mantri Awaas Yojana (Gramin)/ Indira Awas Yojana

Indira Awas Yojana revamped as Pradhan Mantri Gramin Awaas Yojana in 2016 is a welfare programme created by the Indian Government to provide housing to rural poor people in India. The goal of this scheme is to provide home to all citizens till 2022. The cost of constructing the houses will be shared by the centre and the state. The scheme has been implemented in rural areas throughout India, except in Delhi and Chandigarh.

Houses developed under this scheme will have basic amenities such as toilet, electricity connection, drinking water connection, LPG connection etc. The allotted houses will be jointly under the name of husband and wife. Until now 1.2 crore houses have been sanctioned with almost 58 Lakh houses completed. In 2022, the government has sanctioned over Rs 48,000 crore for the scheme in the budget, and the government aims to reach a target of almost 80 lakh this year.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana

Deen Dayal Upadhyaya Grameen Kaushalya Yojana, a part of National Livelihood Mission, has the objectives of catering to the career aspirations of the rural youth and adding diversity to the income of rural families. Launched on 25th September 2014, the scheme’s prime focus is on the rural youth of poor families aged between 15 and 35. An amount of Rs 1500 crores has been provided for the scheme which will help in enhancing employability.

The yojana is present in 21 States and Union Territories across 568 districts and 6215 blocks changing the lives of youth. Around 690 projects are being implemented by 300 partners. As per the government reports, over 11 lakh candidates have been trained till now and nearly more than 6 lakh candidates have been placed in jobs.

Frequently Asked Questions

Common challenges to unleashing the potential of rural areas include low productivity; underinvestment in agriculture and non-farm rural employment; lack of adequate infrastructure; poor occupational safety and health and working conditions; and limited or no access to services, including financial services.

Some areas that need urgent attention for Rural Development in India are: Public health and sanitation. Literacy. Female empowerment. Enforcement of law and order. Land reforms. Infrastructure development like irrigation, electricity, etc. Availability of credit. Eradication of poverty.

Ministry of Rural Development (India) Ministry overview Minister responsible Giriraj Singh, Minister of Rural Development & Panchayati Raj Deputy Ministers responsible Sadhvi Niranjan Jyoti, Minister of State for Rural Development Faggan Singh Kulaste, Minister of State for Rural Development

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